Why Galway SME employers, including solicitors, physiotherapists, and accountants, need to prepare for My Future Fund now.

If you’re an SME employer in Galway, whether you’re a solicitor, physiotherapist, or accountant, preparing for auto enrolment pensions in Ireland should be high on your to-do list. With the introduction of My Future Fund in 2025, it’s crucial to understand how the new pension obligations will affect your business and employees. By acting early and setting up compliant pension schemes now, you can avoid the last-minute rush and ensure your business is ready for the future.

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As a professional based in Galway — whether in the bustling streets of Galway City, the historic lanes of Athenry, or the serene fields of Moycullen — you excel in your field. Your expertise drives your practice, whether it’s navigating legal complexities in Ballinasloe, rehabilitating patients in Loughrea, or managing finances in Tuam.

But here’s a thought: Are you applying that same dedication to your responsibilities as an employer?

If you have even one employee, the upcoming My Future Fund (Auto-Enrolment) scheme affects you — and preparation should start now.

Why not pick up the phone and have a chat?

📞 091 421 900

🔎 What Is “My Future Fund”?

Effective from January 2026 , Ireland’s Auto-Enrolment Retirement Savings System (branded as My Future Fund) mandates that employers automatically enrol eligible employees into a government-backed pension scheme.

This means:

• Employees aged 23–60,

• Earning more than €20,000 per year,

• And not already in a pension scheme,

• Must be enrolled automatically.

Employers are required to match employee contributions, with additional top-ups from the State.

🧠 Why This Matters for Galway’s Professional SMEs

👩‍💼 Solicitors in Galway

You are busy serving clients from Clifden to Gort, you understand the importance of meticulous planning. Implementing a pension scheme proactively ensures compliance and demonstrates leadership within your practice.

📊 Accountants in Galway

Whether you’re based in Ballinasloe or Portumna, your accountancy clients rely on your financial acumen. Offering pension schemes can be a tax-efficient tool for both your business and your staff, enhancing your role as a trusted advisor.

🏥 Physiotherapists in Galway

From Tuam to Loughrea, you guide patients toward better health. Extending that care to your team’s financial well-being by setting up a pension scheme sends a strong message of support and foresight.

🚀 Why Set Up a Pension Now?

• ✅ Stay Ahead of the Curve: Beat the last-minute rush and avoid the scramble when the 2025 deadline hits.

• 💸 Tax Benefits: Employer pension contributions are tax-deductible — a smart move for your bottom line.

• 🤝 Attract & Retain Talent: Offering a pension today makes you a more attractive employer in a competitive market.

• 🧘‍♀️ Peace of Mind: No compliance panic. Just a calm, proactive setup.

We specialize in assisting Galway’s SMEs, including those in Athenry, Loughrea, and Tuam, to establish pension schemes that are simple, compliant, and cost-effective.

• No jargon.

• No pushy sales.

• Just straightforward guidance and expert setup tailored to Galway’s small businesses.

✋ Don’t Wait for the Law to Knock on Your Door

If you’re a solicitor, physiotherapist, accountant, or run any small practice in Galway, now is the time to act. You’re brilliant at your job — ensure your business reflects that same level of care and planning.

👉 Book your free consultation today or contact us at info@employerspensionhelpline.ie